Xinjiang Agricultural Sciences ›› 2024, Vol. 61 ›› Issue (S1): 206-216.DOI: 10.6048/j.issn.1001-4330.2024.S1.032

• Agriculture·Economy·Agricultural and Industrial Information • Previous Articles     Next Articles

Research on the impact of digital inclusive finance on the contribution rate of agricultural science and technology progress in China-An empirical study based on 31 interprovincial panel data

ZHU Wenbin(), SUN Xu, CHENG Yulan()   

  1. College of Economics and Management, Xinjiang Agricultural University, Urumqi 830091,China
  • Received:2024-07-05 Online:2024-10-10 Published:2024-11-15
  • Correspondence author: CHENG Yulan
  • Supported by:
    "Research on Green Development Path of Agricultural Products with Advantages and Characteristics in Xinjiang" funded by the Natural Science Foundation of Xinjiang Uygur Autonomous Region(2022D01A171)

数字普惠金融对我国农业科技进步贡献率的影响

朱文斌(), 孙旭, 陈玉兰()   

  1. 新疆农业大学经济管理学院,乌鲁木齐 830091
  • 通讯作者: 陈玉兰
  • 作者简介:朱文斌(2000-),男,硕士研究生,研究方向为农业管理,(E-mail)19999433496@163.com
  • 基金资助:
    新疆维吾尔自治区自然科学基金项目“新疆优势特色农产品绿色发展路径研究”(2022D01A171)

Abstract:

【Objective】 With the development of digital inclusive finance, its financial inclusiveness, universality and diversity of service types are of great significance to the improvement and development of the contribution rate of agricultural scientific and technological progress.【Methods】 This paper systematically examines the impact of digital inclusive finance on the contribution rate of agricultural science and technology progress based on the panel data of 31 provincial administrative units in China from 2011 to 2020.【Results】 The results show that: digital financial inclusion can significantly increase the contribution rate of agricultural science and technology progress, and the conclusion is still robust after replacing the econometric model, but there is dimensional heterogeneity and regional heterogeneity in its impact; the breadth of financial coverage and the depth of financial use positively affect the contribution rate of agricultural science and technology progress, while the degree of digitization is negatively affecting it; digital financial inclusion has a positive impact on the contribution rate of agricultural science and technology progress in the eastern and central regions, but not in the western regions; and digital financial inclusion has a negative impact on the contribution rate of agricultural science and technology progress in the western regions.The analysis of spatial effects shows that the contribution rate of agricultural science and technology progress shows a positive spatial spillover effect, and digital financial inclusion has a significant positive effect on the local contribution rate of agricultural science and technology progress, while it is not conducive to the improvement of the contribution rate of agricultural science and technology progress in neighboring regions.【Conclusion】 Therefore, the development of digital inclusive finance in rural areas should be further strengthened, the digital literacy and financial knowledge of rural residents should be improved, and the development of digital inclusive finance should be adapted to local conditions to promote the coordinated development of regions.

Key words: digital inclusive finance; contribution rate of technological progress; digital literacy; knowledge

摘要:

【目的】分析数字普惠金融对我国农业科技进步贡献率的影响。【方法】基于2011~2020年我国31个省级行政单的面板数据,系统考察了数字普惠金融对农业科技进步贡献率的影响。【结果】数字普惠金融可以显著提高农业科技进步贡献率,在更换计量模型后结论依旧稳健,但其影响存在维度异质性和区域异质性;金融覆盖广度和金融使用深度正向影响农业科技进步贡献率,而数字化程度则是负向影响;数字普惠金融在东中部地区对农业科技进步贡献率具有正向影响,却并不利于西部地区农业科技进步贡献率的发展;农业科技进步贡献率表现出正向的空间溢出效应,数字普惠金融对当地的农业科技进步贡献率具有显著的正向影响,而不利于相邻地区的农业科技进步贡献率的提高。【结论】应进一步加强数字普惠金融在农村的发展,提高农村地区居民的数字素养和金融知识储备,因地制宜的发展数字普惠金融促进地区间的协调发展。

关键词: 数字普惠金融, 科技进步贡献率, 数字素养, 知识储备

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